Portfolio

We manage risk, not return.

The recent economic turmoil has changed the landscape of investing for the foreseeable future.  Today, investors need to be flexible enough to react to change, yet disciplined enough to adhere to their investment plan.

Our goal is simple:

Preserve Capital During Market Declines

Reduce Investment Volatility

Seek Steady Capital Appreciation Over Time

The Rules We Follow:

1. CONTROL THE PROCESS

It’s not what the investor wants – it’s what the market does. Employing standard asset allocation, the investor often hopes that the market will conform to his plan –leaving the market in control. Tactical investment management adjusts portfolios to meet changing market conditions – the investor remains in control.

2. PROTECT AND RESPECT YOUR CAPITAL

Growth is important, but you also have to protect against large long-term loss. A 25% loss requires a 33% gain just to get back to break-even. While some fluctuation in value cannot be avoided, guarding against large long-term loss is possible. Show respect for your capital: consider moving to cash or a cash equivalent during major bear markets. Always strive to protect against large long-term loss.

3. RECOGNIZE THE MAJOR MARKET TRENDS

Market leadership is unpredictable, but recognizable. The market is dynamic – exact highs and lows can’t be predicted, but once a trend is identified, assets can be positioned accordingly. Tactical investment management can analyze the underlying patterns, and identify the trends behind the current market condition.

4. MOVE ASSETS UPON VERIFICATION, NOT PREDICTION

Making changes in portfolio allocations should be done only when major market trends dictate, not on hunches or predictions. The technical speculation of typical market timing approaches should be avoided.

Contact us for further information.